55 Photos

$475,000

983 White Oak Drive

Cedar Lake Estates, Waterloo, Illinois, 62298

MLS® 26049892 · Listed by Century 21 Advantage

3 bedrooms3 bathrooms2740.00 sqftResidential5 days on marketBuilt 1996Lot 109335.60$6,748 taxes (2024)2 garage · 2 parkingForced Air · Ceiling Fan(s),Central AirPartially Finished basement
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About this property

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.

Room details

RoomLevelDimensionsFeatures
Family RoomMain17.00 × 19.00
KitchenMain12.00 × 14.00
Breakfast RoomMain11.00 × 9.00
Dining RoomMain12.00 × 11.00
OfficeMain12.00 × 12.00
BathroomMain6.00 × 7.00
LaundryMain7.00 × 5.00
LoftUpper11.00 × 13.00
Primary BedroomUpper18.00 × 12.00
Primary BathroomUpper11.00 × 10.00
Bedroom 2Upper12.00 × 11.00
BathroomUpper8.00 × 5.00
Bedroom 3Upper12.00 × 11.00
Recreation RoomLower26.00 × 21.00
Exercise RoomLower11.00 × 10.00

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Comparable recent sales

Sold records the MLS® data provider selected as comparable to this home — nearby recent sales at a similar price, bed count, and property type. Locations are shown at the neighborhood level only.

SoldJun 8, 2026

$479,000

Listed at $460,000

Burroughs Road, Columbia, Illinois

3 bd · 4 ba · 2900.00 sqft · Residential

SoldMay 18, 2026

$460,000

Listed at $468,000

Brightfield Place, St Louis, Missouri

3 bd · 3 ba · 2800.00 sqft · Residential

SoldJun 7, 2026

$477,000

Listed at $425,000

Chestnut Farms, Fenton, Missouri

3 bd · 3 ba · 2600.00 sqft · Residential

SoldJun 8, 2026

$474,900

Listed at $474,900

Westminster Homes, St Louis, Missouri

3 bd · 4 ba · 2729.00 sqft · Residential

SoldJun 7, 2026

$506,000

Listed at $475,000

Glen Eagles Estates, Valley Park, Missouri

3 bd · 3 ba · 2768.00 sqft · Residential

SoldJul 1, 2026

$434,900

Listed at $434,900

High Valley Lake Estates, Shiloh, Illinois

3 bd · 3 ba · 2849.00 sqft · Residential

MLS® data for this listing last updated Aug 11, 2026.

Market snapshot

The Cedar Lake Estates, Waterloo market

Closed sales in Cedar Lake Estates, Waterloo over the last 12 months.

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Median sold price

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Avg. days on market