$729,900
20401 Mill Creek Road
Harvest Valley, Ste Genevieve, Missouri, 63670
MLS® 26010476 · Listed by Coldwell Banker Hulsey
About this property
Private Lakefront Retreat on 15.3 Acres! Tucked away in a serene, gated setting with only a few neighboring homes, this stunning 3 bedroom, 3 bath lakefront property offers the perfect blend of privacy, comfort, and recreation. Enjoy peaceful views of the spring-fed lake from the vaulted living room, where soaring ceilings and expansive windows bring the outdoors in. The kitchen is designed for both everyday living and entertaining, featuring multiple islands, ample workspace, and all appliances included. Just off the main living area, you’ll find a large composite deck with plenty of space for your hot tub all overlooking the lake, along with a lower covered patio—perfect for hosting large gatherings or simply relaxing while taking in the water views. The finished lower level adds even more living space with a spacious rec area, full bath, and cozy family room complete with a wood stove fireplace and bar—ideal for entertaining year-round. Outside, enjoy 15.3 private acres complete with a boat dock/pavilion with electric and a floating dock for endless summer fun and swimming. The gated private drive is illuminated with commercial-grade lighting, adding both security and elegance. Additional highlights include a newer 7 Series Water Furnace system and a 30x50 detached garage offering abundant storage for vehicles, boats, or equipment. If you’re seeking a private lake lifestyle with room to roam, modern efficiency, and incredible entertaining spaces—this one truly has it all. Schedule your private showing today!
Room details
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 20.00 × 17.00 | — |
| Dining Room | Main | 11.00 × 15.00 | — |
| Kitchen | Main | 14.00 × 25.00 | — |
| Laundry | Main | 9.00 × 9.00 | — |
| Bedroom | Main | 16.00 × 15.00 | — |
| Bathroom | Main | 10.00 × 10.00 | — |
| Bedroom | Main | 16.00 × 11.00 | — |
| Bathroom | Main | 12.00 × 4.00 | — |
| Bedroom | Main | 12.00 × 13.00 | — |
| Recreation Room | Basement | 32.00 × 17.00 | — |
| Family Room | Basement | 23.00 × 24.00 | — |
| Bathroom | Basement | 7.00 × 5.00 | — |
| Exercise Room | Basement | 21.00 × 6.00 | — |
Comparable recent sales
Sold records the MLS® data provider selected as comparable to this home — nearby recent sales at a similar price, bed count, and property type. Locations are shown at the neighborhood level only.
$675,000
Listed at $699,900
Winchester Hills, Farmington, Missouri
3 bd · 5 ba · 4648.00 sqft · Residential
$664,450
Listed at $685,000
Saddlebrooke Rdg Ph V, Jackson, Missouri
3 bd · 3 ba · 4524.00 sqft · Residential
$775,000
Listed at $725,000
Highland Summit Four, Wildwood, Missouri
3 bd · 5 ba · 4500.00 sqft · Residential
$740,000
Listed at $725,000
Westhampton Place, St Charles, Missouri
3 bd · 4 ba · 4400.00 sqft · Residential
$725,000
Listed at $649,900
Ballantrae #5, Lake St Louis, Missouri
3 bd · 4 ba · 4430.00 sqft · Residential
MLS® data for this listing last updated Aug 24, 2026.